Florida Law Hub · § 718.113(5); § 718.1265

Hurricane Protection Rules for Florida Condos

The § 718.113(5) hurricane protection specification mandate and the board's § 718.1265 emergency powers, in plain English.

Please read: this is educational information, not legal advice.

HelmHOA provides this material to help owners, boards, and managers understand the Florida statutes that govern community associations. It is a plain-language summary of publicly available law, with citations, current as of the date shown on each topic. Florida law changes frequently and a court may interpret it differently than summarized here.

This material is not legal advice, is not a substitute for advice from a licensed Florida attorney or a licensed Community Association Manager (CAM), and creates no attorney–client relationship. HelmHOA is a software provider, not a law firm or a licensed CAM firm, and does not determine what your specific association must do. Always verify requirements and deadlines with qualified professionals and against the official statute before acting.

Official source: the Florida Statutes at leg.state.fl.us.

Reflects Florida law as of 2025. Last reviewed 2026-08-08. Verify against the official statute before relying on it.

What do Florida condominiums have to do about hurricane protection?

Florida requires the board of every residential or mixed-use condominium to adopt hurricane protection specifications for the building — standards for things like shutters, impact glass, and other protections — so that installations are consistent and up to code. This has been a standing requirement since July 1, 2024; there is no single deadline date, so it's best understood as "required now." Installing approved hurricane protection is not treated as a "material alteration," so it doesn't need the usual 75%-owner vote (a majority vote may still apply when the unit owners are to be required to install it, and a board-recorded certificate memorializes that vote).

Separately, when the Governor declares a state of emergency, a condominium board gains temporary emergency powers — for example to change meeting procedures, close or restrict parts of the property, contract for emergency repairs and debris removal, and (within limits) borrow money — but only for as long as reasonably necessary to respond to the emergency (§ 718.1265).

What § 718.113(5); § 718.1265 says, section by section

Subsection Plain-English translation Citation
718.113(5) Board must adopt hurricane-protection specifications for each building (standing mandate — no deadline date in the text; the Jul 1 2024 start is session-law history), which may cover color, style, and other factors and must comply with the building code; owner-install votes memorialized in a recorded certificate with installation deadline; when association work forces removal/reinstallation of owner-installed protection, (5)(d) allocates those costs. Association-installed hurricane protection is charged to owners individually (not a common expense) and is enforceable as an assessment — that rule lives in § 718.115(1)(e)1, collected per § 718.116. § 718.113(5); § 718.115(1)(e)1
718.113(2) Material alterations to common elements need 75% of total voting interests unless the declaration says otherwise; hurricane protection is NOT a material alteration. (Stub — expand as its own topic.) § 718.113(2)
718.1265 Emergency powers triggered by a Governor-declared emergency: ~13 enumerated board powers (notice relief, evacuation, utility shutoff, borrowing without owner approval, debris/repair contracting), limited to time reasonably necessary. § 718.1265

Common questions

Must a Florida condo board adopt hurricane protection specifications?

The board of every residential or mixed-use condominium adopts hurricane protection specifications for the building — standards for shutters, impact glass and other protections. The requirement has stood since July 1, 2024, and there is no single deadline date, so it is best understood as required now.

Is installing hurricane protection a material alteration?

Installing approved hurricane protection is not treated as a material alteration, so it does not need the usual 75%-owner vote. A majority vote may still apply where unit owners are to be required to install it, and a board-recorded certificate memorializes that vote.

What emergency powers does a Florida condo board have in a declared emergency?

When the Governor declares a state of emergency, § 718.1265 gives the board temporary powers — for example to change meeting procedures, close or restrict parts of the property, contract for emergency repairs and debris removal, and within limits borrow money — but only for as long as reasonably necessary to respond to the emergency.

These answers summarize this page and the statute it cites. They are general information, not legal advice — see the notice at the top of this page.

How HelmHOA helps

StormCheck keeps a building's adopted hurricane protection specifications and adoption evidence in one place, alongside seasonal preparation checklists. Learn more on the StormCheck module page.

HelmHOA is a software provider — not a law firm and not a licensed CAM firm. Nothing on this page determines what your association must do.

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